Insurance for Freight Forwarders: Protect the Cargo You Manage

Why Should Freight Forwarders Correctly Insure Cargo?
In international transport, freight forwarders coordinate routes, documentation, and multimodal operations. But protecting the value of the cargo requires specific cargo transport insurance.

Civil Liability (CL) and cargo insurance are not substitutes: they serve distinct functions and complement each other within a comprehensive risk management strategy.

What Cargo Transport Insurance Covers for Freight Forwarders
At Assek Europe, we insure cargo under the custody or management of the freight forwarder. Policies can include, among other coverages:

Protection against theft

Damage during loading/unloading and improper stowage

General average

Intermediate storage up to 60 days

Temperature-controlled goods

Available Modalities:

Annual by turnover

Open by declarations

Isolated shipments

Contingency Clause: Extra Protection When You Need It Most
In practice, the freight forwarder often acts on the client's behalf without documentary certainty regarding the shipper's insurance. The Contingency Clause allows the policy contracted by the freight forwarder to act as backup if the client's primary insurance:

Does not exist

Does not include the owner as a beneficiary/insured

Presents unforeseen exclusions for the specific case

Why It Adds Value to the Freight Forwarder
Closes Real Gaps: Avoids leaving the cargo uninsured due to formal defects or lack of mandate.

Complements, Does Not Substitute, CL: Contingency protects the cargo if the primary insurance fails; CL protects professional activity.

Reinforces Your Value Proposition to the Final Client: Diligence, risk control, and less friction during claims.

Automated Issuance of Insurance Certificates for Freight Forwarders
Agility is key in logistics. Assek Europe has an automated system for declaring shipments and issuing certificates in real time, without email chains.

Benefits for Your Operation
Immediate Issuance: Certificate available instantly after declaration.

Less Administrative Friction: 100% digital process.

Traceability and Control: Centralized records for auditing and customer service.

24/7 Autonomy: Direct management when you need it.

How It Fits with Your Cargo Insurance
This system does not change the coverage: it speeds up documentation for annual/open or declaration policies, keeping the policy terms intact and facilitating compliance with clients and partners.

Activate digital issuance now with your open policy and generate certificates in minutes:

Protecting the Cargo is Also Your Responsibility
Incorporating cargo transport insurance into your value proposition as a freight forwarder brings you confidence, efficiency, and differentiation.

At Assek Europe, we work with you to design agile, tailor-made policies for your operations.

Would you like to quote a per-shipment policy or incorporate the contingency clause into your operations?

Contact our team of specialists. Let's talk about real solutions.